Tools & Equipment Coverage helps protect eligible business equipment from certain covered causes of loss, such as theft or accidental damage, depending on the policy. It is commonly used by contractors and businesses that regularly transport equipment between job sites.

Your tools and equipment are more than business assets—they're how you earn a living. Whether you're on a construction site, visiting customers, or working in the field, protecting your equipment helps keep your business operating without unnecessary interruptions.

✔ Power Tools

Protect the tools you rely on to complete your work.

✔ Contractor Equipment

Coverage may apply to eligible machinery and equipment used in your daily operations.

✔ Portable Equipment

Help protect equipment that travels with you from one job site to another.

✔ Specialized Business Equipment

Coverage may be available for specialized tools that are essential to your trade, subject to the policy terms.

• General Contractors
• Roofing Contractors
• Landscaping Companies
• HVAC Contractors
• Electricians
• Plumbers
• Painters
• Flooring Contractors
• Remodeling Companies
• Cleaning Companies
• Mobile Repair Services
• Handyman Businesses

Replacing stolen or damaged equipment can delay projects, increase expenses, and interrupt your ability to serve customers.

Tools & Equipment Coverage helps business owners reduce the financial impact of covered losses so they can focus on keeping their projects moving forward.

Benefits may include:

• Protection for valuable business equipment
• Coverage designed for mobile operations
• Reduced downtime after covered losses
• Greater confidence while working on job site

If your business depends on portable tools or specialized equipment, protecting those assets is an important part of your overall risk management strategy.

We help business owners evaluate their equipment exposures and determine the protection that best supports their daily operations.

Con íconos o fotografías de alta calidad mostrando ejemplos como:

• Power Drills

• Air Compressors

• Pressure Washers

• Welders

• Generators

• Ladders

• Laser Levels

• Tile Saws

• Commercial Lawn Mowers

• Trimmers

• Chainsaws

• Excavators

• Skid Steers

• Trailers

• Toolboxes

• Diagnostic Equipment