Professional Liability insurance

When clients hire you, they're trusting your knowledge, recommendations, and professional services. Professional Liability Insurance helps protect your business when a client alleges that a professional error, omission, or negligent service caused them financial harm.

Professional Liability Insurance—also known as Errors & Omissions (E&O) Insurance—helps protect businesses that provide professional services or advice when claims arise from alleged mistakes, negligence, omissions, or failure to deliver services as expected.

Unlike General Liability Insurance, Professional Liability focuses on financial losses resulting from professional services rather than bodily injury or property damage.

✔ Alleged Professional Errors

Claims alleging mistakes made while providing professional services.

✔ Omissions

Claims involving services that were not completed or were unintentionally overlooked.

✔ Negligence Claims

Allegations that professional services failed to meet the expected standard of care.

✔ Legal Defense Costs

Covered legal defense expenses for claims handled under the policy, subject to policy terms and conditions.

Professional Liability Insurance is commonly considered by businesses such as:

• Consultants

• Insurance Agencies

• Real Estate Professionals

• Accountants

• Architects

• Engineers

• Marketing Agencies

• IT Consultants

• Business Advisors

• Designers

• Financial Professionals

• Other Professional Service Providers

Even when you've done everything correctly, a client may still allege that your professional services caused financial harm.

Professional Liability Insurance can help protect your business from the financial impact of covered claims and legal defense costs.

Benefits may include:

• Protection for professional services

• Coverage for allegations of negligence

• Assistance with covered legal defense expenses

• Greater confidence when serving clients

If your business provides advice, consulting, design, planning, or specialized professional services, Professional Liability Insurance may be an important part of your overall risk management strategy.

We help business owners evaluate their professional exposures and determine whether this coverage aligns with their operations